1. Acceptance of Terms
By accessing and using the Final Expense Advisors website (finalexpenseadvisors.net), you accept and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, you may not use our website or services. These terms apply to all visitors, users, and others who access the site.
2. Services Provided
Final Expense Advisors provides information about final expense insurance products, as well as tools to request quotes and connect with licensed insurance agents. All insurance products are subject to eligibility requirements, underwriting, and the terms of the applicable policy.
We reserve the right to modify or discontinue any service at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of services.
3. Eligibility
Our insurance products are available to U.S. residents between the ages of 45 and 85, subject to policy terms and state availability. By submitting a quote request or application, you represent that you are of legal age and have the authority to agree to these terms.
Coverage is not guaranteed until a policy is issued by the applicable insurance carrier. Submitting a quote request does not create a binding insurance contract.
4. Accuracy of Information
When submitting any form, quote request, or application on our site, you agree to provide accurate, complete, and current information. Providing false or misleading information may result in denial of coverage, cancellation of a policy, or claim denial.
Insurance products, rates, and availability are subject to change without notice.
5. Intellectual Property
All content on this website — including text, graphics, logos, images, audio clips, and software — is the property of Final Expense Advisors or its content suppliers and is protected by applicable intellectual property laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content from this site without our express written permission. Limited, non-commercial personal use is permitted.
6. Disclaimer of Warranties
THE WEBSITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. FINAL EXPENSE ADVISORS DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that the site will be uninterrupted or error-free, that defects will be corrected, or that the site or its servers are free of viruses or other harmful components.
7. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, FINAL EXPENSE ADVISORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE WEBSITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Our total liability to you for any claims arising from use of the website shall not exceed one hundred dollars ($100.00).
8. Third-Party Links
Our website may contain links to third-party websites for your convenience. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites. Accessing third-party links is at your own risk.
9. Privacy
Your use of the website is also governed by our Privacy Policy, which is incorporated into these Terms by this reference. By using our site, you consent to the practices described in the Privacy Policy.
10. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the State of Tennessee, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Davidson County, Tennessee.
11. Changes to Terms
We reserve the right to update or revise these Terms of Service at any time. Changes will be effective immediately upon posting to the website. Your continued use of the site after any changes constitutes your acceptance of the new terms. We encourage you to review this page periodically.
12. Contact Information
Final Expense Advisors
One Westbrook Corporate Center
Suite 300
Westchester, IL 60154
Phone: (888) 614-5414
Email: countrywideconnecthomes@gmail.com